Call reports 2005
STURDY SAVINGS BANK — 2005
What STURDY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 503,141,000 | 494,755,000 | 480,454,000 | 470,098,000 |
| Total loans | 411,036,000 | 404,668,000 | 388,957,000 | 367,948,000 |
| Allowance for loan losses | 2,467,000 | 3,354,000 | 3,464,000 | 3,464,000 |
| Securities available for sale | 823,000 | 826,000 | 830,000 | 837,000 |
| Securities held to maturity | 31,551,000 | 30,442,000 | 30,359,000 | 37,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,265,000 | 393,191,000 | 407,933,000 | 375,619,000 |
| Interest-bearing deposits | 324,405,000 | 340,290,000 | 355,999,000 | 328,532,000 |
| Noninterest-bearing deposits | 50,860,000 | 52,901,000 | 51,934,000 | 47,087,000 |
| Equity capital | 49,485,000 | 49,903,000 | 50,584,000 | 50,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,487,000 | 11,379,000 | 17,374,000 | 23,095,000 |
| Interest expense | 1,260,000 | 3,043,000 | 4,954,000 | 6,925,000 |
| Net interest income | 4,227,000 | 8,336,000 | 12,420,000 | 16,170,000 |
| Noninterest income | 372,000 | 779,000 | 1,049,000 | 1,299,000 |
| Noninterest expense | 3,018,000 | 6,072,000 | 9,295,000 | 13,621,000 |
| Provision for loan losses | 45,000 | 932,000 | 1,043,000 | 1,043,000 |
| Pretax income | 1,536,000 | 2,111,000 | 3,131,000 | 2,805,000 |
| Income tax | 547,000 | 702,000 | 1,039,000 | 875,000 |
| Net income | 989,000 | 1,409,000 | 2,092,000 | 1,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,946,000 | 47,946,000 | 48,532,000 | 48,327,000 |
| Total capital | 50,413,000 | 51,300,000 | 51,996,000 | 51,791,000 |
| Risk-weighted assets | 365,685,000 | 361,539,000 | 343,194,000 | 321,849,000 |
Machine access — free, no API key
Every figure shown here about STURDY SAVINGS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.