Call report 2025Q4
VISTA BANK — 2025Q4
The 22 measures VISTA BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,541,208,000 | USD | evidence → |
| Total loans | 1,950,581,000 | USD | evidence → |
| Allowance for loan losses | 22,214,000 | USD | evidence → |
| Securities available for sale | 105,832,000 | USD | evidence → |
| Securities held to maturity | 42,733,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,209,633,000 | USD | evidence → |
| Interest-bearing deposits | 1,744,572,000 | USD | evidence → |
| Noninterest-bearing deposits | 465,061,000 | USD | evidence → |
| Equity capital | 304,840,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 159,820,000 | USD | evidence → |
| Interest expense | 64,893,000 | USD | evidence → |
| Net interest income | 94,927,000 | USD | evidence → |
| Noninterest income | 18,241,000 | USD | evidence → |
| Noninterest expense | 59,614,000 | USD | evidence → |
| Provision for loan losses | 11,428,000 | USD | evidence → |
| Pretax income | 42,128,000 | USD | evidence → |
| Income tax | 8,868,000 | USD | evidence → |
| Net income | 33,260,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 302,265,000 | USD | evidence → |
| Total capital | 323,606,000 | USD | evidence → |
| Risk-weighted assets | 2,006,850,000 | USD | evidence → |