Call report 2025Q1
VISTA BANK — 2025Q1
The 22 measures VISTA BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,438,122,000 | USD | evidence → |
| Total loans | 1,857,041,000 | USD | evidence → |
| Allowance for loan losses | 22,515,000 | USD | evidence → |
| Securities available for sale | 91,082,000 | USD | evidence → |
| Securities held to maturity | 51,217,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,134,650,000 | USD | evidence → |
| Interest-bearing deposits | 1,715,864,000 | USD | evidence → |
| Noninterest-bearing deposits | 418,786,000 | USD | evidence → |
| Equity capital | 271,719,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,449,000 | USD | evidence → |
| Interest expense | 16,896,000 | USD | evidence → |
| Net interest income | 22,553,000 | USD | evidence → |
| Noninterest income | 15,034,000 | USD | evidence → |
| Noninterest expense | 15,800,000 | USD | evidence → |
| Provision for loan losses | 9,460,000 | USD | evidence → |
| Pretax income | 12,329,000 | USD | evidence → |
| Income tax | 2,701,000 | USD | evidence → |
| Net income | 9,628,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 270,485,000 | USD | evidence → |
| Total capital | 292,128,000 | USD | evidence → |
| Risk-weighted assets | 1,868,509,000 | USD | evidence → |