Call report 2023Q4
VISTA BANK — 2023Q4
The 22 measures VISTA BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,247,771,000 | USD | evidence → |
| Total loans | 1,553,445,000 | USD | evidence → |
| Allowance for loan losses | 18,873,000 | USD | evidence → |
| Securities available for sale | 76,898,000 | USD | evidence → |
| Securities held to maturity | 66,852,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,971,084,000 | USD | evidence → |
| Interest-bearing deposits | 1,510,500,000 | USD | evidence → |
| Noninterest-bearing deposits | 460,584,000 | USD | evidence → |
| Equity capital | 234,024,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 115,289,000 | USD | evidence → |
| Interest expense | 35,935,000 | USD | evidence → |
| Net interest income | 79,354,000 | USD | evidence → |
| Noninterest income | 5,561,000 | USD | evidence → |
| Noninterest expense | 47,659,000 | USD | evidence → |
| Provision for loan losses | 3,915,000 | USD | evidence → |
| Pretax income | 33,191,000 | USD | evidence → |
| Income tax | 7,025,000 | USD | evidence → |
| Net income | 26,166,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 231,881,000 | USD | evidence → |
| Total capital | 247,191,000 | USD | evidence → |
| Risk-weighted assets | 1,619,547,000 | USD | evidence → |