Call report 2022Q4
VISTA BANK — 2022Q4
The 22 measures VISTA BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,564,284,000 | USD | evidence → |
| Total loans | 1,189,637,000 | USD | evidence → |
| Allowance for loan losses | 14,888,000 | USD | evidence → |
| Securities available for sale | 46,399,000 | USD | evidence → |
| Securities held to maturity | 62,630,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,357,260,000 | USD | evidence → |
| Interest-bearing deposits | 755,280,000 | USD | evidence → |
| Noninterest-bearing deposits | 601,980,000 | USD | evidence → |
| Equity capital | 172,508,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 65,367,000 | USD | evidence → |
| Interest expense | 6,561,000 | USD | evidence → |
| Net interest income | 58,806,000 | USD | evidence → |
| Noninterest income | 5,348,000 | USD | evidence → |
| Noninterest expense | 32,049,000 | USD | evidence → |
| Provision for loan losses | 2,515,000 | USD | evidence → |
| Pretax income | 29,590,000 | USD | evidence → |
| Income tax | 5,975,000 | USD | evidence → |
| Net income | 23,615,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 172,934,000 | USD | evidence → |
| Total capital | 187,822,000 | USD | evidence → |
| Risk-weighted assets | 1,256,467,000 | USD | evidence → |