Call report 2019Q4
VISTA BANK — 2019Q4
The 22 measures VISTA BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 920,512,000 | USD | evidence → |
| Total loans | 658,995,000 | USD | evidence → |
| Allowance for loan losses | 6,702,000 | USD | evidence → |
| Securities available for sale | 25,899,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 781,968,000 | USD | evidence → |
| Interest-bearing deposits | 560,689,000 | USD | evidence → |
| Noninterest-bearing deposits | 221,279,000 | USD | evidence → |
| Equity capital | 84,069,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,447,000 | USD | evidence → |
| Interest expense | 8,635,000 | USD | evidence → |
| Net interest income | 33,812,000 | USD | evidence → |
| Noninterest income | 2,791,000 | USD | evidence → |
| Noninterest expense | 29,471,000 | USD | evidence → |
| Provision for loan losses | 1,076,000 | USD | evidence → |
| Pretax income | 6,056,000 | USD | evidence → |
| Income tax | 1,185,000 | USD | evidence → |
| Net income | 4,871,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,470,000 | USD | evidence → |
| Total capital | 87,172,000 | USD | evidence → |
| Risk-weighted assets | 715,190,000 | USD | evidence → |