Call reports 2014
VISTA BANK — 2014
What VISTA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 264,645,000 | 257,385,000 | 299,867,000 | 283,090,000 |
| Total loans | 152,513,000 | 170,078,000 | 199,306,000 | 192,993,000 |
| Allowance for loan losses | 1,987,000 | 1,957,000 | 2,100,000 | 2,043,000 |
| Securities available for sale | 54,117,000 | 56,298,000 | 59,178,000 | 50,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,191,000 | 229,179,000 | 221,793,000 | 236,552,000 |
| Interest-bearing deposits | 175,731,000 | 171,381,000 | 163,850,000 | 167,076,000 |
| Noninterest-bearing deposits | 62,460,000 | 57,798,000 | 57,943,000 | 69,476,000 |
| Equity capital | 25,208,000 | 25,600,000 | 26,659,000 | 26,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,508,000 | 8,799,000 | 12,197,000 |
| Interest expense | 318,000 | 632,000 | 909,000 | 1,188,000 |
| Net interest income | 2,315,000 | 4,876,000 | 7,890,000 | 11,009,000 |
| Noninterest income | 382,000 | 742,000 | 1,433,000 | 1,865,000 |
| Noninterest expense | 2,418,000 | 4,829,000 | 7,364,000 | 9,767,000 |
| Provision for loan losses | 115,000 | 220,000 | 325,000 | 430,000 |
| Pretax income | 185,000 | 590,000 | 1,655,000 | 2,698,000 |
| Income tax | 34,000 | 82,000 | 378,000 | 671,000 |
| Net income | 151,000 | 508,000 | 1,277,000 | 2,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,316,000 | 22,673,000 | 23,442,000 | 22,792,000 |
| Total capital | 24,303,000 | 24,630,000 | 25,542,000 | 24,835,000 |
| Risk-weighted assets | 167,452,000 | 184,362,000 | 210,363,000 | 206,393,000 |
Machine access — free, no API key
Every figure shown here about VISTA BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.