Call reports 2008
VISTA BANK — 2008
What VISTA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 144,592,000 | 138,278,000 | 144,130,000 | 141,708,000 |
| Total loans | 48,659,000 | 65,157,000 | 80,304,000 | 70,303,000 |
| Allowance for loan losses | 1,468,000 | 1,427,000 | 1,424,000 | 1,420,000 |
| Securities available for sale | 65,193,000 | 54,074,000 | 45,404,000 | 49,440,000 |
| Securities held to maturity | 255,000 | 255,000 | 255,000 | 255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,896,000 | 113,855,000 | 108,968,000 | 121,198,000 |
| Interest-bearing deposits | 90,862,000 | 83,663,000 | 81,089,000 | 86,609,000 |
| Noninterest-bearing deposits | 34,034,000 | 30,193,000 | 27,879,000 | 34,589,000 |
| Equity capital | 14,114,000 | 13,383,000 | 13,554,000 | 14,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,866,000 | 3,682,000 | 5,636,000 | 7,543,000 |
| Interest expense | 584,000 | 1,096,000 | 1,623,000 | 2,083,000 |
| Net interest income | 1,282,000 | 2,586,000 | 4,013,000 | 5,460,000 |
| Noninterest income | 294,000 | 626,000 | 978,000 | 1,315,000 |
| Noninterest expense | 1,397,000 | 2,785,000 | 4,443,000 | 6,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 427,000 | 548,000 | 853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 427,000 | 548,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,767,000 | 10,960,000 | 11,067,000 | 11,372,000 |
| Total capital | 11,356,000 | 12,004,000 | 12,182,000 | 12,325,000 |
| Risk-weighted assets | 69,698,000 | 83,135,000 | 96,808,000 | 85,680,000 |
Machine access — free, no API key
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