Call reports 2006
VISTA BANK — 2006
What VISTA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 132,270,000 | 122,334,000 | 133,741,000 | 124,762,000 |
| Total loans | 51,500,000 | 62,580,000 | 78,054,000 | 64,657,000 |
| Allowance for loan losses | 1,241,000 | 1,293,000 | 1,289,000 | 1,348,000 |
| Securities available for sale | 46,840,000 | 47,171,000 | 43,434,000 | 41,463,000 |
| Securities held to maturity | 304,000 | 304,000 | 304,000 | 304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,437,000 | 105,444,000 | 107,460,000 | 111,691,000 |
| Interest-bearing deposits | 83,922,000 | 75,724,000 | 82,627,000 | 79,379,000 |
| Noninterest-bearing deposits | 35,515,000 | 29,720,000 | 24,833,000 | 32,312,000 |
| Equity capital | 12,360,000 | 12,117,000 | 12,843,000 | 12,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,834,000 | 3,691,000 | 5,866,000 | 8,059,000 |
| Interest expense | 393,000 | 827,000 | 1,508,000 | 2,175,000 |
| Net interest income | 1,441,000 | 2,864,000 | 4,358,000 | 5,884,000 |
| Noninterest income | 270,000 | 587,000 | 924,000 | 1,301,000 |
| Noninterest expense | 1,350,000 | 2,659,000 | 3,989,000 | 5,238,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 316,000 | 702,000 | 1,158,000 | 1,767,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 702,000 | 1,158,000 | 1,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,502,000 | 10,643,000 | 10,872,000 | 10,221,000 |
| Total capital | 11,342,000 | 11,582,000 | 12,013,000 | 11,208,000 |
| Risk-weighted assets | 67,604,000 | 75,124,000 | 90,970,000 | 78,596,000 |
Machine access — free, no API key
Every figure shown here about VISTA BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.