Call reports 2003
VISTA BANK — 2003
What VISTA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 120,284,000 | 114,846,000 | 118,559,000 | 124,832,000 |
| Total loans | 59,531,000 | 66,154,000 | 66,294,000 | 57,316,000 |
| Allowance for loan losses | 1,241,000 | 1,246,000 | 1,337,000 | 1,154,000 |
| Securities available for sale | 22,882,000 | 27,929,000 | 32,658,000 | 42,239,000 |
| Securities held to maturity | 1,525,000 | 1,525,000 | 1,420,000 | 1,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,356,000 | 100,652,000 | 104,581,000 | 111,122,000 |
| Interest-bearing deposits | 83,307,000 | 79,907,000 | 81,250,000 | 83,422,000 |
| Noninterest-bearing deposits | 23,049,000 | 20,745,000 | 23,331,000 | 27,700,000 |
| Equity capital | 13,426,000 | 13,579,000 | 13,298,000 | 13,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,885,000 | 4,328,000 | 5,743,000 |
| Interest expense | 316,000 | 610,000 | 854,000 | 1,074,000 |
| Net interest income | 1,147,000 | 2,275,000 | 3,474,000 | 4,669,000 |
| Noninterest income | 291,000 | 557,000 | 844,000 | 1,145,000 |
| Noninterest expense | 1,156,000 | 2,280,000 | 3,425,000 | 4,697,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 219,000 | 399,000 | 647,000 | 781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 399,000 | 647,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,195,000 | 10,214,000 | 10,334,000 | 10,001,000 |
| Total capital | 11,066,000 | 11,145,000 | 11,283,000 | 10,881,000 |
| Risk-weighted assets | 69,278,000 | 74,183,000 | 75,416,000 | 70,103,000 |
Machine access — free, no API key
Every figure shown here about VISTA BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.