Call reports 2016
BANK OF COLUMBIA — 2016
What BANK OF COLUMBIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,802,000 | 130,604,000 | 133,483,000 | 131,300,000 |
| Total loans | 94,344,000 | 96,138,000 | 97,515,000 | 98,227,000 |
| Allowance for loan losses | 2,019,000 | 1,970,000 | 2,115,000 | 1,788,000 |
| Securities available for sale | 26,288,000 | 26,513,000 | 24,527,000 | 26,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,541,000 | 112,312,000 | 115,570,000 | 113,453,000 |
| Interest-bearing deposits | 83,801,000 | 82,776,000 | 83,293,000 | 83,334,000 |
| Noninterest-bearing deposits | 26,740,000 | 29,536,000 | 32,277,000 | 30,119,000 |
| Equity capital | 13,509,000 | 13,935,000 | 13,616,000 | 12,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,923,000 | 4,403,000 | 5,919,000 |
| Interest expense | 144,000 | 287,000 | 432,000 | 577,000 |
| Net interest income | 1,330,000 | 2,636,000 | 3,971,000 | 5,342,000 |
| Noninterest income | 153,000 | 318,000 | 501,000 | 717,000 |
| Noninterest expense | 918,000 | 1,815,000 | 2,702,000 | 3,611,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 568,000 | 1,142,000 | 1,646,000 | 2,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 568,000 | 1,142,000 | 1,646,000 | 2,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,332,000 | 13,505,000 | 13,205,000 | 13,443,000 |
| Total capital | 14,556,000 | 14,751,000 | 14,473,000 | 14,722,000 |
| Risk-weighted assets | 97,199,000 | 98,983,000 | 100,595,000 | 101,864,000 |