Call reports 2015
BANK OF COLUMBIA — 2015
What BANK OF COLUMBIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,192,000 | 126,842,000 | 127,928,000 | 128,402,000 |
| Total loans | 86,734,000 | 91,413,000 | 92,428,000 | 94,879,000 |
| Allowance for loan losses | 1,922,000 | 2,123,000 | 2,113,000 | 2,099,000 |
| Securities available for sale | 30,421,000 | 28,375,000 | 26,607,000 | 27,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,401,000 | 109,175,000 | 109,796,000 | 108,358,000 |
| Interest-bearing deposits | 84,053,000 | 82,757,000 | 82,053,000 | 81,706,000 |
| Noninterest-bearing deposits | 25,348,000 | 26,418,000 | 27,743,000 | 26,652,000 |
| Equity capital | 13,320,000 | 12,399,000 | 12,903,000 | 13,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,715,000 | 4,145,000 | 5,603,000 |
| Interest expense | 127,000 | 262,000 | 396,000 | 529,000 |
| Net interest income | 1,198,000 | 2,453,000 | 3,749,000 | 5,074,000 |
| Noninterest income | 148,000 | 312,000 | 495,000 | 658,000 |
| Noninterest expense | 879,000 | 1,768,000 | 2,648,000 | 3,387,000 |
| Provision for loan losses | 50,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 417,000 | 747,000 | 1,346,000 | 2,097,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 417,000 | 747,000 | 1,346,000 | 2,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,174,000 | 12,639,000 | 12,835,000 | 13,165,000 |
| Total capital | 14,340,000 | 13,834,000 | 14,057,000 | 14,404,000 |
| Risk-weighted assets | 92,547,000 | 94,748,000 | 96,928,000 | 98,338,000 |