Call reports 2018
CENTRAL BANK AND TRUST CO. — 2018
What CENTRAL BANK AND TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 308,149,000 | 318,945,000 | 310,176,000 | 313,259,000 |
| Total loans | 250,457,000 | 238,681,000 | 223,824,000 | 210,730,000 |
| Allowance for loan losses | 3,635,000 | 38,000 | 215,000 | 79,000 |
| Securities available for sale | 37,625,000 | 36,539,000 | 35,893,000 | 38,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,140,000 | 256,439,000 | 252,755,000 | 255,867,000 |
| Interest-bearing deposits | 222,494,000 | 216,451,000 | 212,851,000 | 215,749,000 |
| Noninterest-bearing deposits | 43,646,000 | 39,988,000 | 39,904,000 | 40,118,000 |
| Equity capital | 30,100,000 | 55,084,000 | 54,719,000 | 55,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,134,000 | 2,094,000 | 5,685,000 | 9,218,000 |
| Interest expense | 463,000 | 310,000 | 883,000 | 1,503,000 |
| Net interest income | 2,671,000 | 1,784,000 | 4,802,000 | 7,715,000 |
| Noninterest income | 1,158,000 | 528,000 | 1,273,000 | 1,864,000 |
| Noninterest expense | 1,972,000 | 1,312,000 | 3,505,000 | 5,645,000 |
| Provision for loan losses | 7,000 | 35,000 | 217,000 | 354,000 |
| Pretax income | 1,850,000 | 1,017,000 | 2,405,000 | 3,632,000 |
| Income tax | 79,000 | 45,000 | 105,000 | 134,000 |
| Net income | 1,771,000 | 972,000 | 2,300,000 | 3,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,435,000 | 29,143,000 | 29,285,000 | 29,558,000 |
| Total capital | 33,687,000 | 29,181,000 | 29,500,000 | 29,637,000 |
| Risk-weighted assets | 259,806,000 | 244,719,000 | 236,175,000 | 221,856,000 |