Call reports 2017
CENTRAL BANK AND TRUST CO. — 2017
What CENTRAL BANK AND TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 296,061,000 | 286,796,000 | 297,519,000 | 323,108,000 |
| Total loans | 233,365,000 | 228,963,000 | 238,723,000 | 248,802,000 |
| Allowance for loan losses | 4,150,000 | 4,145,000 | 3,887,000 | 3,652,000 |
| Securities available for sale | 42,338,000 | 41,844,000 | 40,192,000 | 39,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,544,000 | 255,205,000 | 265,326,000 | 291,824,000 |
| Interest-bearing deposits | 214,567,000 | 210,861,000 | 222,222,000 | 244,972,000 |
| Noninterest-bearing deposits | 44,977,000 | 44,344,000 | 43,104,000 | 46,852,000 |
| Equity capital | 28,341,000 | 28,428,000 | 29,605,000 | 28,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,806,000 | 5,695,000 | 8,653,000 | 11,756,000 |
| Interest expense | 237,000 | 521,000 | 855,000 | 1,245,000 |
| Net interest income | 2,569,000 | 5,174,000 | 7,798,000 | 10,511,000 |
| Noninterest income | 779,000 | 1,572,000 | 2,445,000 | 3,455,000 |
| Noninterest expense | 1,935,000 | 3,923,000 | 5,918,000 | 8,042,000 |
| Provision for loan losses | 2,000 | 3,000 | -247,000 | -486,000 |
| Pretax income | 1,411,000 | 2,820,000 | 4,557,000 | 6,395,000 |
| Income tax | 58,000 | 117,000 | 178,000 | 250,000 |
| Net income | 1,353,000 | 2,703,000 | 4,379,000 | 6,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,403,000 | 28,242,000 | 29,407,000 | 28,664,000 |
| Total capital | 31,616,000 | 31,401,000 | 32,606,000 | 31,935,000 |
| Risk-weighted assets | 256,087,000 | 251,736,000 | 255,270,000 | 261,309,000 |