Call reports 2017
FIRST NATIONAL BANK OF CLINTON — 2017
What FIRST NATIONAL BANK OF CLINTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,956,000 | 70,011,000 | 69,418,000 | 75,907,000 |
| Total loans | 40,208,000 | 40,590,000 | 41,455,000 | 40,360,000 |
| Allowance for loan losses | 544,000 | 559,000 | 547,000 | 0 |
| Securities available for sale | 16,398,000 | 16,073,000 | 14,987,000 | 6,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,763,000 | 57,708,000 | 57,022,000 | 69,086,000 |
| Interest-bearing deposits | 49,053,000 | 48,672,000 | 47,273,000 | 55,739,000 |
| Noninterest-bearing deposits | 8,710,000 | 9,036,000 | 9,749,000 | 13,347,000 |
| Equity capital | 9,125,000 | 9,227,000 | 9,146,000 | 6,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,236,000 | 1,866,000 | 2,517,000 |
| Interest expense | 43,000 | 89,000 | 135,000 | 202,000 |
| Net interest income | 568,000 | 1,147,000 | 1,731,000 | 2,315,000 |
| Noninterest income | 64,000 | 140,000 | 212,000 | 282,000 |
| Noninterest expense | 527,000 | 1,099,000 | 1,865,000 | 2,909,000 |
| Provision for loan losses | 10,000 | 25,000 | 39,000 | 38,000 |
| Pretax income | 113,000 | 186,000 | 75,000 | -383,000 |
| Income tax | 0 | 0 | -82,000 | -258,000 |
| Net income | 113,000 | 186,000 | 157,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,089,000 | 9,150,000 | 9,085,000 | 5,537,000 |
| Total capital | 9,570,000 | 9,637,000 | 9,576,000 | 6,064,000 |
| Risk-weighted assets | 38,455,000 | 38,878,000 | 39,246,000 | 42,125,000 |