Call reports 2016
FIRST NATIONAL BANK OF CLINTON — 2016
What FIRST NATIONAL BANK OF CLINTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 70,414,000 | 70,125,000 | 70,661,000 | 71,014,000 |
| Total loans | 35,285,000 | 37,048,000 | 39,588,000 | 40,427,000 |
| Allowance for loan losses | 536,000 | 534,000 | 545,000 | 534,000 |
| Securities available for sale | 18,510,000 | 18,715,000 | 18,761,000 | 17,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,024,000 | 57,750,000 | 58,291,000 | 58,734,000 |
| Interest-bearing deposits | 48,228,000 | 47,481,000 | 48,368,000 | 47,831,000 |
| Noninterest-bearing deposits | 9,796,000 | 10,269,000 | 9,923,000 | 10,903,000 |
| Equity capital | 9,288,000 | 9,258,000 | 9,266,000 | 9,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,162,000 | 1,783,000 | 2,392,000 |
| Interest expense | 39,000 | 82,000 | 125,000 | 165,000 |
| Net interest income | 531,000 | 1,080,000 | 1,658,000 | 2,227,000 |
| Noninterest income | 63,000 | 131,000 | 198,000 | 268,000 |
| Noninterest expense | 508,000 | 1,055,000 | 1,619,000 | 2,160,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 25,000 |
| Pretax income | 187,000 | 257,000 | 328,000 | 417,000 |
| Income tax | 0 | 0 | 27,000 | 27,000 |
| Net income | 187,000 | 257,000 | 301,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,136,000 | 9,065,000 | 9,062,000 | 9,112,000 |
| Total capital | 9,630,000 | 9,514,000 | 9,578,000 | 9,595,000 |
| Risk-weighted assets | 39,483,000 | 35,816,000 | 41,232,000 | 38,584,000 |