Call reports 2015
FIRST NATIONAL BANK OF CLINTON — 2015
What FIRST NATIONAL BANK OF CLINTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 68,793,000 | 67,348,000 | 66,045,000 | 65,482,000 |
| Total loans | 30,510,000 | 32,533,000 | 33,008,000 | 33,535,000 |
| Allowance for loan losses | 536,000 | 536,000 | 536,000 | 536,000 |
| Securities available for sale | 20,760,000 | 20,381,000 | 19,532,000 | 19,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,212,000 | 56,170,000 | 54,923,000 | 55,775,000 |
| Interest-bearing deposits | 49,126,000 | 47,791,000 | 47,133,000 | 45,970,000 |
| Noninterest-bearing deposits | 9,086,000 | 8,379,000 | 7,790,000 | 9,805,000 |
| Equity capital | 10,122,000 | 9,939,000 | 9,970,000 | 9,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,132,000 | 1,704,000 | 2,281,000 |
| Interest expense | 36,000 | 69,000 | 106,000 | 139,000 |
| Net interest income | 520,000 | 1,063,000 | 1,598,000 | 2,142,000 |
| Noninterest income | 75,000 | 147,000 | 231,000 | 304,000 |
| Noninterest expense | 499,000 | 1,088,000 | 1,682,000 | 2,219,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 147,000 | 173,000 | 253,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 147,000 | 173,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,889,000 | 9,837,000 | 9,839,000 | 8,948,000 |
| Total capital | 10,326,000 | 10,292,000 | 10,287,000 | 9,359,000 |
| Risk-weighted assets | 34,901,000 | 36,317,000 | 35,755,000 | 32,755,000 |