Call reports 2013
FIRST NATIONAL BANK OF CLINTON — 2013
What FIRST NATIONAL BANK OF CLINTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,208,000 | 67,869,000 | 67,091,000 | 68,691,000 |
| Total loans | 30,028,000 | 28,661,000 | 29,818,000 | 31,322,000 |
| Allowance for loan losses | 517,000 | 520,000 | 514,000 | 514,000 |
| Securities available for sale | 22,768,000 | 23,790,000 | 21,714,000 | 21,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,916,000 | 56,829,000 | 56,617,000 | 58,069,000 |
| Interest-bearing deposits | 50,116,000 | 49,167,000 | 49,239,000 | 49,663,000 |
| Noninterest-bearing deposits | 7,800,000 | 7,662,000 | 7,378,000 | 8,406,000 |
| Equity capital | 10,469,000 | 10,123,000 | 9,626,000 | 9,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,192,000 | 1,769,000 | 2,356,000 |
| Interest expense | 53,000 | 99,000 | 141,000 | 182,000 |
| Net interest income | 554,000 | 1,093,000 | 1,628,000 | 2,174,000 |
| Noninterest income | 69,000 | 146,000 | 225,000 | 299,000 |
| Noninterest expense | 551,000 | 1,170,000 | 1,673,000 | 2,127,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 62,000 | 59,000 | 198,000 | 364,000 |
| Income tax | 2,000 | 33,000 | 0 | 0 |
| Net income | 60,000 | 26,000 | 198,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,901,000 | 9,706,000 | 9,244,000 | 9,420,000 |
| Total capital | 10,322,000 | 10,104,000 | 9,656,000 | 9,846,000 |
| Risk-weighted assets | 33,389,000 | 31,730,000 | 32,827,000 | 34,059,000 |