Call reports 2011
FIRST NATIONAL BANK OF CLINTON — 2011
What FIRST NATIONAL BANK OF CLINTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,076,000 | 70,427,000 | 70,783,000 | 70,433,000 |
| Total loans | 41,348,000 | 40,128,000 | 38,878,000 | 37,220,000 |
| Allowance for loan losses | 696,000 | 720,000 | 660,000 | 604,000 |
| Securities available for sale | 14,221,000 | 16,227,000 | 17,494,000 | 17,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,148,000 | 54,764,000 | 54,669,000 | 54,437,000 |
| Interest-bearing deposits | 49,241,000 | 48,741,000 | 48,698,000 | 47,973,000 |
| Noninterest-bearing deposits | 5,907,000 | 6,023,000 | 5,971,000 | 6,464,000 |
| Equity capital | 9,658,000 | 9,869,000 | 10,266,000 | 10,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,576,000 | 2,357,000 | 3,097,000 |
| Interest expense | 124,000 | 240,000 | 341,000 | 430,000 |
| Net interest income | 673,000 | 1,336,000 | 2,016,000 | 2,667,000 |
| Noninterest income | 105,000 | 207,000 | 304,000 | 391,000 |
| Noninterest expense | 522,000 | 1,130,000 | 1,707,000 | 2,359,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 211,000 | 390,000 | 590,000 | 676,000 |
| Income tax | -290,000 | -254,000 | -220,000 | -184,000 |
| Net income | 501,000 | 644,000 | 810,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,529,000 | 9,673,000 | 9,840,000 | 9,789,000 |
| Total capital | 10,077,000 | 10,201,000 | 10,360,000 | 10,285,000 |
| Risk-weighted assets | 43,733,000 | 41,917,000 | 41,266,000 | 39,569,000 |