Call reports 2025
WYOMING COMMUNITY BANK — 2025
What WYOMING COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 244,837,000 | 245,754,000 | 251,896,000 | 255,035,000 |
| Total loans | 144,934,000 | 149,523,000 | 153,036,000 | 161,832,000 |
| Allowance for loan losses | 1,948,000 | 2,040,000 | 2,224,000 | 2,220,000 |
| Securities available for sale | 62,096,000 | 60,630,000 | 64,377,000 | 64,861,000 |
| Securities held to maturity | 15,905,000 | 15,873,000 | 15,799,000 | 15,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,004,000 | 220,873,000 | 225,691,000 | 226,526,000 |
| Interest-bearing deposits | 164,461,000 | 164,078,000 | 161,984,000 | 166,660,000 |
| Noninterest-bearing deposits | 55,543,000 | 56,795,000 | 63,707,000 | 59,866,000 |
| Equity capital | 17,083,000 | 17,336,000 | 19,175,000 | 20,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,195,000 | 6,545,000 | 9,993,000 | 13,513,000 |
| Interest expense | 1,006,000 | 2,027,000 | 3,016,000 | 3,962,000 |
| Net interest income | 2,189,000 | 4,518,000 | 6,977,000 | 9,551,000 |
| Noninterest income | 243,000 | 525,000 | 816,000 | 1,086,000 |
| Noninterest expense | 1,658,000 | 3,407,000 | 5,166,000 | 7,061,000 |
| Provision for loan losses | 30,000 | 180,000 | 330,000 | 505,000 |
| Pretax income | 744,000 | 1,456,000 | 2,297,000 | 3,071,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 744,000 | 1,456,000 | 2,297,000 | 3,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,642,000 | 23,045,000 | 23,551,000 | 23,989,000 |