Call reports 2023
WYOMING COMMUNITY BANK — 2023
What WYOMING COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 224,134,000 | 225,266,000 | 230,527,000 | 221,789,000 |
| Total loans | 128,480,000 | 133,907,000 | 134,681,000 | 129,636,000 |
| Allowance for loan losses | 1,738,000 | 1,753,000 | 1,821,000 | 1,859,000 |
| Securities available for sale | 65,158,000 | 61,384,000 | 59,628,000 | 61,825,000 |
| Securities held to maturity | 16,388,000 | 16,355,000 | 16,272,000 | 16,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,995,000 | 199,811,000 | 205,243,000 | 194,580,000 |
| Interest-bearing deposits | 138,215,000 | 140,607,000 | 145,420,000 | 139,903,000 |
| Noninterest-bearing deposits | 59,780,000 | 59,205,000 | 59,823,000 | 54,676,000 |
| Equity capital | 14,841,000 | 14,195,000 | 13,176,000 | 15,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,831,000 | 7,586,000 | 10,314,000 |
| Interest expense | 424,000 | 1,068,000 | 1,925,000 | 2,829,000 |
| Net interest income | 1,867,000 | 3,763,000 | 5,661,000 | 7,485,000 |
| Noninterest income | 232,000 | 472,000 | 764,000 | 1,049,000 |
| Noninterest expense | 1,576,000 | 3,186,000 | 4,771,000 | 6,275,000 |
| Provision for loan losses | 15,000 | 30,000 | 105,000 | 135,000 |
| Pretax income | 508,000 | 1,010,000 | 1,540,000 | 2,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 508,000 | 1,010,000 | 1,540,000 | 2,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,573,000 | 21,725,000 | 22,015,000 | 22,299,000 |