Call reports 2021
WYOMING COMMUNITY BANK — 2021
What WYOMING COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 195,760,000 | 205,580,000 | 211,918,000 | 216,114,000 |
| Total loans | 107,387,000 | 110,637,000 | 118,260,000 | 113,890,000 |
| Allowance for loan losses | 1,859,000 | 1,848,000 | 1,910,000 | 1,962,000 |
| Securities available for sale | 63,253,000 | 65,571,000 | 65,297,000 | 76,940,000 |
| Securities held to maturity | 11,199,000 | 11,667,000 | 11,219,000 | 13,864,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,506,000 | 172,158,000 | 178,371,000 | 182,257,000 |
| Interest-bearing deposits | 117,244,000 | 122,488,000 | 126,097,000 | 128,275,000 |
| Noninterest-bearing deposits | 51,262,000 | 49,670,000 | 52,275,000 | 53,982,000 |
| Equity capital | 15,975,000 | 18,393,000 | 18,846,000 | 18,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,452,000 | 5,312,000 | 7,207,000 |
| Interest expense | 134,000 | 256,000 | 397,000 | 528,000 |
| Net interest income | 1,499,000 | 3,196,000 | 4,915,000 | 6,679,000 |
| Noninterest income | 362,000 | 814,000 | 1,246,000 | 1,605,000 |
| Noninterest expense | 1,402,000 | 2,816,000 | 4,264,000 | 5,662,000 |
| Provision for loan losses | 15,000 | 30,000 | 90,000 | 150,000 |
| Pretax income | 444,000 | 1,164,000 | 1,805,000 | 2,470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 444,000 | 1,164,000 | 1,805,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,852,000 | 17,881,000 | 18,312,000 | 18,828,000 |