Call reports 2020
WYOMING COMMUNITY BANK — 2020
What WYOMING COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 152,974,000 | 172,058,000 | 179,955,000 | 185,318,000 |
| Total loans | 86,236,000 | 100,467,000 | 101,872,000 | 100,523,000 |
| Allowance for loan losses | 1,533,000 | 1,801,000 | 1,819,000 | 1,845,000 |
| Securities available for sale | 52,310,000 | 52,395,000 | 60,805,000 | 72,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,023,000 | 145,542,000 | 154,268,000 | 156,847,000 |
| Interest-bearing deposits | 95,002,000 | 101,430,000 | 106,573,000 | 111,525,000 |
| Noninterest-bearing deposits | 34,021,000 | 44,112,000 | 47,695,000 | 45,322,000 |
| Equity capital | 14,572,000 | 16,293,000 | 16,484,000 | 16,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,543,000 | 5,130,000 | 6,697,000 |
| Interest expense | 266,000 | 484,000 | 654,000 | 816,000 |
| Net interest income | 1,285,000 | 3,059,000 | 4,476,000 | 5,881,000 |
| Noninterest income | 254,000 | 564,000 | 904,000 | 1,314,000 |
| Noninterest expense | 1,229,000 | 2,555,000 | 3,904,000 | 5,247,000 |
| Provision for loan losses | 1,000 | 252,000 | 267,000 | 282,000 |
| Pretax income | 309,000 | 816,000 | 1,209,000 | 1,666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 309,000 | 816,000 | 1,209,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,663,000 | 15,007,000 | 15,249,000 | 15,556,000 |