Call reports 2019
WYOMING COMMUNITY BANK — 2019
What WYOMING COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 147,051,000 | 145,601,000 | 150,320,000 | 153,649,000 |
| Total loans | 87,264,000 | 88,664,000 | 89,981,000 | 88,161,000 |
| Allowance for loan losses | 1,501,000 | 1,502,000 | 1,517,000 | 1,525,000 |
| Securities available for sale | 46,462,000 | 45,758,000 | 43,933,000 | 46,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,060,000 | 122,745,000 | 125,006,000 | 129,539,000 |
| Interest-bearing deposits | 91,228,000 | 91,690,000 | 87,282,000 | 101,883,000 |
| Noninterest-bearing deposits | 31,832,000 | 31,055,000 | 37,724,000 | 27,656,000 |
| Equity capital | 13,630,000 | 14,500,000 | 14,863,000 | 15,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,149,000 | 4,780,000 | 6,376,000 |
| Interest expense | 234,000 | 507,000 | 804,000 | 1,088,000 |
| Net interest income | 1,310,000 | 2,642,000 | 3,976,000 | 5,288,000 |
| Noninterest income | 247,000 | 505,000 | 777,000 | 1,072,000 |
| Noninterest expense | 1,194,000 | 2,392,000 | 3,566,000 | 4,750,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 14,000 |
| Pretax income | 358,000 | 746,000 | 1,173,000 | 1,596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 358,000 | 746,000 | 1,173,000 | 1,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,951,000 | 14,155,000 | 14,382,000 | 14,605,000 |
| Total capital | 15,158,000 | 15,373,000 | 15,630,000 | 15,887,000 |
| Risk-weighted assets | 96,285,000 | 97,171,000 | 99,602,000 | 102,288,000 |