Call reports 2016
WYOMING COMMUNITY BANK — 2016
What WYOMING COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 138,574,000 | 142,411,000 | 140,842,000 | 137,924,000 |
| Total loans | 77,063,000 | 80,605,000 | 80,464,000 | 78,781,000 |
| Allowance for loan losses | 1,242,000 | 1,299,000 | 1,346,000 | 1,354,000 |
| Securities available for sale | 48,816,000 | 47,867,000 | 46,848,000 | 42,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,915,000 | 121,224,000 | 119,880,000 | 117,967,000 |
| Interest-bearing deposits | 89,004,000 | 92,908,000 | 91,655,000 | 90,295,000 |
| Noninterest-bearing deposits | 27,911,000 | 28,316,000 | 28,225,000 | 27,671,000 |
| Equity capital | 13,386,000 | 13,906,000 | 13,849,000 | 12,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,753,000 | 4,139,000 | 5,493,000 |
| Interest expense | 134,000 | 275,000 | 413,000 | 548,000 |
| Net interest income | 1,226,000 | 2,478,000 | 3,726,000 | 4,945,000 |
| Noninterest income | 234,000 | 500,000 | 808,000 | 989,000 |
| Noninterest expense | 1,091,000 | 2,208,000 | 3,396,000 | 4,443,000 |
| Provision for loan losses | 9,000 | 37,000 | 58,000 | 67,000 |
| Pretax income | 360,000 | 733,000 | 1,080,000 | 1,437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 360,000 | 733,000 | 1,080,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,701,000 | 12,828,000 | 12,906,000 | 13,023,000 |
| Total capital | 13,777,000 | 13,952,000 | 14,023,000 | 14,117,000 |
| Risk-weighted assets | 85,992,000 | 89,822,000 | 89,096,000 | 87,236,000 |