Call reports 2015
WYOMING COMMUNITY BANK — 2015
What WYOMING COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 135,204,000 | 134,774,000 | 134,457,000 | 142,835,000 |
| Total loans | 74,771,000 | 77,073,000 | 78,167,000 | 77,420,000 |
| Allowance for loan losses | 1,341,000 | 1,307,000 | 1,304,000 | 1,315,000 |
| Securities available for sale | 45,005,000 | 45,096,000 | 42,399,000 | 49,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,340,000 | 116,053,000 | 115,888,000 | 122,275,000 |
| Interest-bearing deposits | 84,775,000 | 83,993,000 | 84,841,000 | 91,704,000 |
| Noninterest-bearing deposits | 32,565,000 | 32,060,000 | 31,047,000 | 30,571,000 |
| Equity capital | 12,556,000 | 12,413,000 | 12,765,000 | 13,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,658,000 | 4,017,000 | 5,378,000 |
| Interest expense | 125,000 | 249,000 | 375,000 | 509,000 |
| Net interest income | 1,188,000 | 2,409,000 | 3,642,000 | 4,869,000 |
| Noninterest income | 230,000 | 434,000 | 677,000 | 926,000 |
| Noninterest expense | 1,039,000 | 2,083,000 | 3,143,000 | 4,174,000 |
| Provision for loan losses | 0 | 2,000 | 8,000 | 14,000 |
| Pretax income | 361,000 | 773,000 | 1,183,000 | 1,622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 361,000 | 773,000 | 1,183,000 | 1,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,904,000 | 12,186,000 | 12,406,000 | 12,591,000 |
| Total capital | 12,956,000 | 13,271,000 | 13,528,000 | 13,681,000 |
| Risk-weighted assets | 84,545,000 | 86,614,000 | 89,579,000 | 86,946,000 |