Call reports 2014
WYOMING COMMUNITY BANK — 2014
What WYOMING COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 129,491,000 | 128,749,000 | 133,742,000 | 136,202,000 |
| Total loans | 76,873,000 | 72,291,000 | 74,724,000 | 74,522,000 |
| Allowance for loan losses | 1,480,000 | 1,350,000 | 1,343,000 | 1,341,000 |
| Securities available for sale | 38,372,000 | 45,139,000 | 44,744,000 | 48,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,788,000 | 113,256,000 | 117,452,000 | 118,490,000 |
| Interest-bearing deposits | 82,170,000 | 80,521,000 | 82,512,000 | 86,497,000 |
| Noninterest-bearing deposits | 30,618,000 | 32,735,000 | 34,940,000 | 31,993,000 |
| Equity capital | 10,683,000 | 11,202,000 | 11,447,000 | 12,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,572,000 | 3,886,000 | 5,266,000 |
| Interest expense | 127,000 | 257,000 | 387,000 | 511,000 |
| Net interest income | 1,127,000 | 2,315,000 | 3,499,000 | 4,755,000 |
| Noninterest income | 322,000 | 542,000 | 810,000 | 1,066,000 |
| Noninterest expense | 1,049,000 | 2,087,000 | 3,159,000 | 4,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 392,000 | 762,000 | 1,140,000 | 1,649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 762,000 | 1,140,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,927,000 | 11,117,000 | 11,315,000 | 11,678,000 |
| Total capital | 11,970,000 | 12,127,000 | 12,355,000 | 12,723,000 |
| Risk-weighted assets | 83,027,000 | 80,423,000 | 82,898,000 | 83,757,000 |