Call reports 2013
WYOMING COMMUNITY BANK — 2013
What WYOMING COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 127,711,000 | 120,724,000 | 122,636,000 | 128,528,000 |
| Total loans | 72,816,000 | 76,158,000 | 76,607,000 | 78,632,000 |
| Allowance for loan losses | 1,378,000 | 1,368,000 | 1,377,000 | 1,396,000 |
| Securities available for sale | 37,099,000 | 34,233,000 | 33,208,000 | 36,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,545,000 | 105,924,000 | 108,692,000 | 113,683,000 |
| Interest-bearing deposits | 79,161,000 | 76,877,000 | 78,217,000 | 83,097,000 |
| Noninterest-bearing deposits | 34,384,000 | 29,047,000 | 30,475,000 | 30,586,000 |
| Equity capital | 10,738,000 | 10,370,000 | 10,172,000 | 10,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,601,000 | 3,919,000 | 5,228,000 |
| Interest expense | 143,000 | 284,000 | 421,000 | 553,000 |
| Net interest income | 1,127,000 | 2,317,000 | 3,498,000 | 4,675,000 |
| Noninterest income | 183,000 | 426,000 | 641,000 | 843,000 |
| Noninterest expense | 1,002,000 | 2,011,000 | 2,995,000 | 3,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 317,000 | 747,000 | 1,170,000 | 1,550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 747,000 | 1,170,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,217,000 | 10,442,000 | 10,600,000 | 10,800,000 |
| Total capital | 11,189,000 | 11,455,000 | 11,618,000 | 11,850,000 |
| Risk-weighted assets | 79,356,000 | 80,649,000 | 81,115,000 | 83,690,000 |