Call reports 2012
WYOMING COMMUNITY BANK — 2012
What WYOMING COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,565,000 | 114,485,000 | 117,579,000 | 124,020,000 |
| Total loans | 67,943,000 | 71,002,000 | 69,750,000 | 72,354,000 |
| Allowance for loan losses | 1,418,000 | 1,348,000 | 1,363,000 | 1,386,000 |
| Securities available for sale | 30,389,000 | 33,150,000 | 33,150,000 | 39,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,044,000 | 99,443,000 | 102,798,000 | 106,826,000 |
| Interest-bearing deposits | 72,136,000 | 73,329,000 | 75,560,000 | 77,742,000 |
| Noninterest-bearing deposits | 25,908,000 | 26,114,000 | 27,238,000 | 29,084,000 |
| Equity capital | 10,147,000 | 10,394,000 | 10,670,000 | 10,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,538,000 | 3,808,000 | 5,114,000 |
| Interest expense | 147,000 | 291,000 | 433,000 | 582,000 |
| Net interest income | 1,118,000 | 2,247,000 | 3,375,000 | 4,532,000 |
| Noninterest income | 153,000 | 332,000 | 541,000 | 750,000 |
| Noninterest expense | 934,000 | 1,879,000 | 2,837,000 | 3,836,000 |
| Provision for loan losses | 30,000 | 40,000 | 50,000 | 50,000 |
| Pretax income | 325,000 | 678,000 | 1,047,000 | 1,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 678,000 | 1,047,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,505,000 | 9,716,000 | 9,900,000 | 10,067,000 |
| Total capital | 10,421,000 | 10,669,000 | 10,850,000 | 11,044,000 |
| Risk-weighted assets | 72,756,000 | 75,750,000 | 75,545,000 | 77,740,000 |