Call reports 2011
WYOMING COMMUNITY BANK — 2011
What WYOMING COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,756,000 | 107,636,000 | 114,313,000 | 112,511,000 |
| Total loans | 69,538,000 | 70,489,000 | 71,101,000 | 69,900,000 |
| Allowance for loan losses | 1,334,000 | 1,338,000 | 1,344,000 | 1,378,000 |
| Securities available for sale | 26,822,000 | 27,614,000 | 28,115,000 | 29,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,245,000 | 94,107,000 | 100,127,000 | 98,091,000 |
| Interest-bearing deposits | 74,635,000 | 73,110,000 | 74,523,000 | 73,270,000 |
| Noninterest-bearing deposits | 21,610,000 | 20,997,000 | 25,604,000 | 24,821,000 |
| Equity capital | 7,780,000 | 9,267,000 | 9,710,000 | 9,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,596,000 | 3,912,000 | 5,176,000 |
| Interest expense | 204,000 | 387,000 | 560,000 | 720,000 |
| Net interest income | 1,087,000 | 2,209,000 | 3,352,000 | 4,456,000 |
| Noninterest income | 159,000 | 349,000 | 495,000 | 690,000 |
| Noninterest expense | 940,000 | 1,903,000 | 2,849,000 | 3,781,000 |
| Provision for loan losses | 75,000 | 150,000 | 215,000 | 260,000 |
| Pretax income | 231,000 | 505,000 | 783,000 | 1,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 505,000 | 783,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,857,000 | 9,001,000 | 9,174,000 | 9,345,000 |
| Total capital | 8,802,000 | 9,947,000 | 10,122,000 | 10,284,000 |
| Risk-weighted assets | 75,200,000 | 75,233,000 | 75,368,000 | 74,563,000 |