Call reports 2008
WYOMING COMMUNITY BANK — 2008
What WYOMING COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 80,369,000 | 81,689,000 | 88,803,000 | 91,513,000 |
| Total loans | 62,278,000 | 66,486,000 | 67,454,000 | 70,414,000 |
| Allowance for loan losses | 892,000 | 914,000 | 948,000 | 970,000 |
| Securities available for sale | 6,387,000 | 7,190,000 | 7,093,000 | 7,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,586,000 | 72,601,000 | 80,384,000 | 81,781,000 |
| Interest-bearing deposits | 53,630,000 | 54,513,000 | 59,982,000 | 62,411,000 |
| Noninterest-bearing deposits | 17,956,000 | 18,088,000 | 20,402,000 | 19,370,000 |
| Equity capital | 6,444,000 | 6,753,000 | 6,980,000 | 7,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,767,000 | 4,123,000 | 5,466,000 |
| Interest expense | 429,000 | 782,000 | 1,150,000 | 1,490,000 |
| Net interest income | 955,000 | 1,985,000 | 2,973,000 | 3,976,000 |
| Noninterest income | 125,000 | 284,000 | 436,000 | 591,000 |
| Noninterest expense | 811,000 | 1,669,000 | 2,540,000 | 3,506,000 |
| Provision for loan losses | 25,000 | 56,000 | 86,000 | 116,000 |
| Pretax income | 245,000 | 545,000 | 784,000 | 946,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 545,000 | 784,000 | 946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,318,000 | 6,816,000 | 6,910,000 | 7,011,000 |
| Total capital | 7,191,000 | 7,730,000 | 7,858,000 | 7,962,000 |
| Risk-weighted assets | 70,301,000 | 73,946,000 | 75,982,000 | 76,098,000 |
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