Call reports 2006
WYOMING COMMUNITY BANK — 2006
What WYOMING COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,180,000 | 70,528,000 | 71,821,000 | 76,175,000 |
| Total loans | 46,975,000 | 53,087,000 | 55,017,000 | 53,991,000 |
| Allowance for loan losses | 705,000 | 701,000 | 746,000 | 774,000 |
| Securities available for sale | 5,366,000 | 5,607,000 | 5,457,000 | 6,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,070,000 | 63,197,000 | 64,328,000 | 68,643,000 |
| Interest-bearing deposits | 44,551,000 | 45,641,000 | 47,702,000 | 48,296,000 |
| Noninterest-bearing deposits | 14,519,000 | 17,556,000 | 16,627,000 | 20,347,000 |
| Equity capital | 5,190,000 | 5,342,000 | 5,584,000 | 5,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,165,000 | 3,439,000 | 4,733,000 |
| Interest expense | 322,000 | 690,000 | 1,112,000 | 1,558,000 |
| Net interest income | 700,000 | 1,475,000 | 2,327,000 | 3,175,000 |
| Noninterest income | 117,000 | 212,000 | 322,000 | 506,000 |
| Noninterest expense | 673,000 | 1,332,000 | 2,046,000 | 2,782,000 |
| Provision for loan losses | 54,000 | 84,000 | 128,000 | 160,000 |
| Pretax income | 90,000 | 271,000 | 475,000 | 739,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 271,000 | 475,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,248,000 | 5,429,000 | 5,631,000 | 5,736,000 |
| Total capital | 5,925,000 | 6,130,000 | 6,377,000 | 6,510,000 |
| Risk-weighted assets | 54,162,000 | 59,350,000 | 62,404,000 | 63,595,000 |
Machine access — free, no API key
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