Call reports 2025
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2025
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 477,205,000 | 470,144,000 | 496,628,000 | 501,242,000 |
| Total loans | 260,451,000 | 276,727,000 | 291,958,000 | 309,983,000 |
| Allowance for loan losses | 2,881,000 | 3,119,000 | 3,467,000 | 3,594,000 |
| Securities available for sale | 148,242,000 | 142,133,000 | 129,908,000 | 143,223,000 |
| Securities held to maturity | 5,539,000 | 5,532,000 | 5,513,000 | 5,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,704,000 | 383,692,000 | 410,241,000 | 413,970,000 |
| Interest-bearing deposits | 316,456,000 | 316,347,000 | 329,713,000 | 337,214,000 |
| Noninterest-bearing deposits | 80,248,000 | 67,345,000 | 80,528,000 | 76,756,000 |
| Equity capital | 34,667,000 | 36,484,000 | 37,813,000 | 39,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,222,000 | 10,637,000 | 16,391,000 | 22,211,000 |
| Interest expense | 1,813,000 | 3,439,000 | 5,047,000 | 6,811,000 |
| Net interest income | 3,409,000 | 7,198,000 | 11,344,000 | 15,400,000 |
| Noninterest income | 736,000 | 1,579,000 | 2,474,000 | 3,453,000 |
| Noninterest expense | 2,796,000 | 5,588,000 | 8,371,000 | 11,126,000 |
| Provision for loan losses | 56,000 | 312,000 | 691,000 | 1,142,000 |
| Pretax income | 1,292,000 | 2,872,000 | 4,749,000 | 6,579,000 |
| Income tax | 306,000 | 695,000 | 1,159,000 | 1,737,000 |
| Net income | 986,000 | 2,177,000 | 3,590,000 | 4,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,737,000 | 41,934,000 | 41,853,000 | 43,114,000 |
| Total capital | 43,686,000 | 45,125,000 | 45,394,000 | 46,781,000 |
| Risk-weighted assets | 283,773,000 | 296,724,000 | 307,878,000 | 325,717,000 |