Call reports 2024
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2024
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 467,907,000 | 459,910,000 | 491,420,000 | 468,668,000 |
| Total loans | 254,854,000 | 253,342,000 | 242,782,000 | 255,032,000 |
| Allowance for loan losses | 2,918,000 | 2,823,000 | 2,778,000 | 2,833,000 |
| Securities available for sale | 166,217,000 | 160,745,000 | 163,324,000 | 163,929,000 |
| Securities held to maturity | 5,724,000 | 5,805,000 | 5,793,000 | 6,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,175,000 | 378,167,000 | 399,188,000 | 391,459,000 |
| Interest-bearing deposits | 310,320,000 | 310,542,000 | 326,245,000 | 319,428,000 |
| Noninterest-bearing deposits | 74,855,000 | 67,625,000 | 72,943,000 | 72,031,000 |
| Equity capital | 29,280,000 | 29,912,000 | 33,949,000 | 33,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,948,000 | 9,914,000 | 14,976,000 | 20,194,000 |
| Interest expense | 2,133,000 | 4,088,000 | 6,185,000 | 8,119,000 |
| Net interest income | 2,815,000 | 5,826,000 | 8,791,000 | 12,075,000 |
| Noninterest income | 818,000 | 1,635,000 | 2,495,000 | 3,311,000 |
| Noninterest expense | 2,731,000 | 5,328,000 | 7,981,000 | 10,785,000 |
| Provision for loan losses | 0 | -250,000 | -293,000 | -235,000 |
| Pretax income | 902,000 | 2,381,000 | 3,600,000 | 4,837,000 |
| Income tax | 230,000 | 593,000 | 882,000 | 1,174,000 |
| Net income | 672,000 | 1,788,000 | 2,718,000 | 3,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,743,000 | 39,362,000 | 40,296,000 | 41,246,000 |
| Total capital | 42,729,000 | 42,256,000 | 43,140,000 | 44,146,000 |
| Risk-weighted assets | 285,746,000 | 283,249,000 | 271,567,000 | 285,503,000 |