Call reports 2023
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2023
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 471,391,000 | 461,777,000 | 463,084,000 | 483,462,000 |
| Total loans | 236,467,000 | 243,138,000 | 242,696,000 | 251,832,000 |
| Allowance for loan losses | 2,704,000 | 2,925,000 | 2,867,000 | 2,916,000 |
| Securities available for sale | 178,390,000 | 174,905,000 | 172,061,000 | 169,066,000 |
| Securities held to maturity | 6,915,000 | 6,899,000 | 6,882,000 | 5,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,931,000 | 360,595,000 | 351,401,000 | 363,438,000 |
| Interest-bearing deposits | 294,563,000 | 292,091,000 | 283,887,000 | 289,982,000 |
| Noninterest-bearing deposits | 76,368,000 | 68,504,000 | 67,514,000 | 73,456,000 |
| Equity capital | 26,392,000 | 26,037,000 | 26,031,000 | 28,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,827,000 | 7,902,000 | 12,271,000 | 17,049,000 |
| Interest expense | 1,281,000 | 2,776,000 | 4,705,000 | 6,833,000 |
| Net interest income | 2,546,000 | 5,126,000 | 7,566,000 | 10,216,000 |
| Noninterest income | 693,000 | 1,489,000 | 2,303,000 | 3,065,000 |
| Noninterest expense | 2,551,000 | 5,156,000 | 7,667,000 | 10,170,000 |
| Provision for loan losses | 0 | 95,000 | 95,000 | 352,000 |
| Pretax income | 696,000 | 1,379,000 | 2,125,000 | 2,777,000 |
| Income tax | 177,000 | 347,000 | 531,000 | 693,000 |
| Net income | 519,000 | 1,032,000 | 1,594,000 | 2,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,525,000 | 39,008,000 | 39,574,000 | 39,067,000 |
| Total capital | 41,394,000 | 42,001,000 | 42,509,000 | 42,051,000 |
| Risk-weighted assets | 270,440,000 | 274,533,000 | 278,378,000 | 282,669,000 |