Call reports 2022
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2022
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 469,699,000 | 456,382,000 | 455,484,000 | 484,908,000 |
| Total loans | 201,319,000 | 203,735,000 | 217,977,000 | 232,820,000 |
| Allowance for loan losses | 2,473,000 | 2,558,000 | 2,584,000 | 2,664,000 |
| Securities available for sale | 193,184,000 | 195,674,000 | 186,860,000 | 182,220,000 |
| Securities held to maturity | 8,910,000 | 8,890,000 | 8,870,000 | 7,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,788,000 | 375,330,000 | 371,572,000 | 375,619,000 |
| Interest-bearing deposits | 318,297,000 | 303,852,000 | 296,885,000 | 305,542,000 |
| Noninterest-bearing deposits | 75,491,000 | 71,478,000 | 74,687,000 | 70,077,000 |
| Equity capital | 29,694,000 | 24,923,000 | 23,556,000 | 24,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,873,000 | 5,932,000 | 9,189,000 | 12,938,000 |
| Interest expense | 201,000 | 493,000 | 1,051,000 | 2,139,000 |
| Net interest income | 2,672,000 | 5,439,000 | 8,138,000 | 10,799,000 |
| Noninterest income | 1,235,000 | 1,949,000 | 2,724,000 | 3,432,000 |
| Noninterest expense | 2,537,000 | 5,097,000 | 7,537,000 | 9,992,000 |
| Provision for loan losses | 105,000 | 180,000 | 210,000 | 240,000 |
| Pretax income | 1,261,000 | 2,097,000 | 3,100,000 | 3,985,000 |
| Income tax | 334,000 | 545,000 | 797,000 | 1,015,000 |
| Net income | 927,000 | 1,552,000 | 2,303,000 | 2,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,950,000 | 36,575,000 | 37,332,000 | 38,003,000 |
| Total capital | 38,588,000 | 39,299,000 | 40,081,000 | 40,832,000 |
| Risk-weighted assets | 243,593,000 | 241,895,000 | 256,443,000 | 268,142,000 |