Call reports 2021
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2021
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 424,644,000 | 420,207,000 | 437,078,000 | 455,783,000 |
| Total loans | 205,383,000 | 201,701,000 | 198,765,000 | 202,320,000 |
| Allowance for loan losses | 2,520,000 | 2,594,000 | 2,676,000 | 2,357,000 |
| Securities available for sale | 134,218,000 | 155,845,000 | 182,851,000 | 186,082,000 |
| Securities held to maturity | 9,188,000 | 9,174,000 | 9,160,000 | 8,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,999,000 | 360,142,000 | 366,836,000 | 376,824,000 |
| Interest-bearing deposits | 310,482,000 | 303,300,000 | 302,079,000 | 311,867,000 |
| Noninterest-bearing deposits | 62,517,000 | 56,842,000 | 64,757,000 | 64,957,000 |
| Equity capital | 34,044,000 | 34,769,000 | 35,404,000 | 34,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,786,000 | 8,935,000 | 11,877,000 |
| Interest expense | 282,000 | 559,000 | 824,000 | 1,078,000 |
| Net interest income | 2,527,000 | 5,227,000 | 8,111,000 | 10,799,000 |
| Noninterest income | 1,038,000 | 2,031,000 | 3,028,000 | 4,040,000 |
| Noninterest expense | 2,696,000 | 5,174,000 | 7,708,000 | 10,226,000 |
| Provision for loan losses | 105,000 | 210,000 | 740,000 | 845,000 |
| Pretax income | 776,000 | 1,886,000 | 2,711,000 | 3,795,000 |
| Income tax | 180,000 | 459,000 | 673,000 | 957,000 |
| Net income | 596,000 | 1,427,000 | 2,038,000 | 2,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,780,000 | 33,611,000 | 34,222,000 | 35,022,000 |
| Total capital | 35,386,000 | 36,370,000 | 37,063,000 | 37,544,000 |
| Risk-weighted assets | 208,451,000 | 223,203,000 | 231,053,000 | 234,369,000 |