Call reports 2019
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2019
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 336,207,000 | 331,049,000 | 338,010,000 | 362,615,000 |
| Total loans | 197,555,000 | 193,993,000 | 192,791,000 | 203,569,000 |
| Allowance for loan losses | 1,985,000 | 2,095,000 | 2,162,000 | 2,223,000 |
| Securities available for sale | 84,159,000 | 85,718,000 | 79,742,000 | 84,553,000 |
| Securities held to maturity | 2,712,000 | 2,712,000 | 4,695,000 | 5,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,835,000 | 272,082,000 | 278,664,000 | 289,104,000 |
| Interest-bearing deposits | 238,101,000 | 231,336,000 | 234,931,000 | 247,247,000 |
| Noninterest-bearing deposits | 43,734,000 | 40,746,000 | 43,733,000 | 41,857,000 |
| Equity capital | 29,767,000 | 31,457,000 | 32,510,000 | 33,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,257,000 | 6,577,000 | 9,948,000 | 13,261,000 |
| Interest expense | 561,000 | 1,119,000 | 1,670,000 | 2,189,000 |
| Net interest income | 2,696,000 | 5,458,000 | 8,278,000 | 11,072,000 |
| Noninterest income | 810,000 | 1,703,000 | 2,690,000 | 3,782,000 |
| Noninterest expense | 2,597,000 | 5,089,000 | 7,610,000 | 10,098,000 |
| Provision for loan losses | 215,000 | 290,000 | 365,000 | 440,000 |
| Pretax income | 700,000 | 1,786,000 | 3,001,000 | 4,325,000 |
| Income tax | 158,000 | 421,000 | 718,000 | 1,046,000 |
| Net income | 542,000 | 1,365,000 | 2,283,000 | 3,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,413,000 | 31,236,000 | 32,154,000 | 33,150,000 |
| Total capital | 32,454,000 | 33,387,000 | 34,372,000 | 35,429,000 |
| Risk-weighted assets | 201,850,000 | 199,314,000 | 195,598,000 | 206,227,000 |