Call reports 2016
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2016
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 295,700,000 | 288,145,000 | 292,627,000 | 322,524,000 |
| Total loans | 185,871,000 | 187,706,000 | 187,238,000 | 192,685,000 |
| Allowance for loan losses | 1,942,000 | 1,932,000 | 1,990,000 | 2,061,000 |
| Securities available for sale | 76,384,000 | 73,578,000 | 69,936,000 | 78,588,000 |
| Securities held to maturity | 3,999,000 | 3,987,000 | 3,974,000 | 3,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,185,000 | 224,098,000 | 226,228,000 | 253,898,000 |
| Interest-bearing deposits | 187,593,000 | 190,929,000 | 192,303,000 | 219,262,000 |
| Noninterest-bearing deposits | 34,592,000 | 33,169,000 | 33,925,000 | 34,636,000 |
| Equity capital | 24,615,000 | 25,273,000 | 25,894,000 | 24,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 5,016,000 | 7,522,000 | 10,068,000 |
| Interest expense | 262,000 | 557,000 | 859,000 | 1,167,000 |
| Net interest income | 2,236,000 | 4,459,000 | 6,663,000 | 8,901,000 |
| Noninterest income | 777,000 | 1,599,000 | 2,604,000 | 3,435,000 |
| Noninterest expense | 2,176,000 | 4,284,000 | 6,452,000 | 8,587,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 762,000 | 1,624,000 | 2,590,000 | 3,449,000 |
| Income tax | 262,000 | 561,000 | 902,000 | 1,201,000 |
| Net income | 500,000 | 1,063,000 | 1,688,000 | 2,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,337,000 | 24,900,000 | 25,525,000 | 24,835,000 |
| Total capital | 26,333,000 | 26,886,000 | 27,569,000 | 26,950,000 |
| Risk-weighted assets | 180,960,000 | 180,645,000 | 179,500,000 | 185,093,000 |