Call reports 2015
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2015
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 279,096,000 | 280,355,000 | 289,131,000 | 293,210,000 |
| Total loans | 173,367,000 | 178,384,000 | 185,086,000 | 188,525,000 |
| Allowance for loan losses | 1,746,000 | 1,762,000 | 1,810,000 | 1,871,000 |
| Securities available for sale | 70,192,000 | 72,906,000 | 69,183,000 | 79,590,000 |
| Securities held to maturity | 4,733,000 | 4,718,000 | 4,702,000 | 4,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,080,000 | 218,269,000 | 219,942,000 | 222,668,000 |
| Interest-bearing deposits | 178,505,000 | 186,379,000 | 189,367,000 | 190,821,000 |
| Noninterest-bearing deposits | 34,575,000 | 31,890,000 | 30,575,000 | 31,847,000 |
| Equity capital | 23,755,000 | 22,903,000 | 23,497,000 | 23,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,716,000 | 7,148,000 | 9,674,000 |
| Interest expense | 231,000 | 469,000 | 714,000 | 971,000 |
| Net interest income | 2,114,000 | 4,247,000 | 6,434,000 | 8,703,000 |
| Noninterest income | 776,000 | 1,339,000 | 2,046,000 | 2,851,000 |
| Noninterest expense | 1,937,000 | 3,829,000 | 5,822,000 | 7,824,000 |
| Provision for loan losses | 150,000 | 225,000 | 300,000 | 375,000 |
| Pretax income | 803,000 | 1,532,000 | 2,358,000 | 3,355,000 |
| Income tax | 288,000 | 539,000 | 827,000 | 1,183,000 |
| Net income | 515,000 | 993,000 | 1,531,000 | 2,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,430,000 | 22,658,000 | 23,196,000 | 23,837,000 |
| Total capital | 25,230,000 | 24,474,000 | 25,060,000 | 25,762,000 |
| Risk-weighted assets | 165,439,000 | 175,311,000 | 181,928,000 | 180,800,000 |