Call reports 2013
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2013
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 230,432,000 | 224,874,000 | 237,326,000 | 264,291,000 |
| Total loans | 137,984,000 | 144,328,000 | 149,796,000 | 161,026,000 |
| Allowance for loan losses | 1,396,000 | 1,472,000 | 1,509,000 | 1,510,000 |
| Securities available for sale | 59,135,000 | 52,985,000 | 58,976,000 | 69,349,000 |
| Securities held to maturity | 1,385,000 | 1,385,000 | 1,385,000 | 3,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,169,000 | 185,278,000 | 191,588,000 | 203,809,000 |
| Interest-bearing deposits | 163,827,000 | 160,281,000 | 165,656,000 | 168,145,000 |
| Noninterest-bearing deposits | 26,342,000 | 24,997,000 | 25,932,000 | 35,664,000 |
| Equity capital | 21,032,000 | 21,013,000 | 21,346,000 | 20,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,058,000 | 4,073,000 | 6,186,000 | 8,405,000 |
| Interest expense | 251,000 | 501,000 | 734,000 | 972,000 |
| Net interest income | 1,807,000 | 3,572,000 | 5,452,000 | 7,433,000 |
| Noninterest income | 758,000 | 1,442,000 | 2,126,000 | 2,728,000 |
| Noninterest expense | 1,571,000 | 3,279,000 | 4,960,000 | 6,647,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 919,000 | 1,585,000 | 2,393,000 | 3,214,000 |
| Income tax | 339,000 | 576,000 | 870,000 | 1,167,000 |
| Net income | 580,000 | 1,009,000 | 1,523,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,405,000 | 20,832,000 | 21,343,000 | 20,611,000 |
| Total capital | 21,855,000 | 22,358,000 | 22,906,000 | 22,175,000 |
| Risk-weighted assets | 127,121,000 | 132,382,000 | 138,073,000 | 150,489,000 |