Call reports 2012
FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION — 2012
What FIRST ROBINSON SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 215,392,000 | 217,974,000 | 217,070,000 | 232,649,000 |
| Total loans | 127,644,000 | 131,641,000 | 137,468,000 | 136,433,000 |
| Allowance for loan losses | 1,383,000 | 1,451,000 | 1,494,000 | 1,498,000 |
| Securities available for sale | 50,100,000 | 58,512,000 | 53,395,000 | 61,896,000 |
| Securities held to maturity | 1,225,000 | 1,225,000 | 1,225,000 | 1,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,730,000 | 185,083,000 | 183,661,000 | 197,654,000 |
| Interest-bearing deposits | 150,809,000 | 151,880,000 | 155,063,000 | 154,645,000 |
| Noninterest-bearing deposits | 30,921,000 | 33,203,000 | 28,598,000 | 43,009,000 |
| Equity capital | 18,792,000 | 19,230,000 | 20,070,000 | 20,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,120,000 | 6,238,000 | 8,330,000 |
| Interest expense | 318,000 | 623,000 | 903,000 | 1,167,000 |
| Net interest income | 1,741,000 | 3,497,000 | 5,335,000 | 7,163,000 |
| Noninterest income | 614,000 | 1,333,000 | 2,162,000 | 2,989,000 |
| Noninterest expense | 1,524,000 | 3,052,000 | 4,557,000 | 6,123,000 |
| Provision for loan losses | 150,000 | 225,000 | 300,000 | 375,000 |
| Pretax income | 681,000 | 1,553,000 | 2,640,000 | 3,654,000 |
| Income tax | 244,000 | 565,000 | 966,000 | 1,344,000 |
| Net income | 437,000 | 988,000 | 1,674,000 | 2,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,968,000 | 18,517,000 | 19,201,000 | 19,836,000 |
| Total capital | 19,405,000 | 20,016,000 | 20,749,000 | 21,388,000 |
| Risk-weighted assets | 117,856,000 | 119,927,000 | 124,693,000 | 125,189,000 |