Call reports 2026
CENTRAL STATE BANK — 2026
What CENTRAL STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 778,338,000 | 890,704,000 |
| Total loans | 563,753,000 | 556,849,000 |
| Allowance for loan losses | 5,920,000 | 5,942,000 |
| Securities available for sale | 89,206,000 | 163,932,000 |
| Securities held to maturity | 3,000 | 3,000 |
| Trading assets | 0 | 0 |
| Total deposits | 698,856,000 | 810,307,000 |
| Interest-bearing deposits | 544,401,000 | 649,146,000 |
| Noninterest-bearing deposits | 154,455,000 | 161,161,000 |
| Equity capital | 73,551,000 | 74,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,776,000 | 24,674,000 |
| Interest expense | 3,938,000 | 8,216,000 |
| Net interest income | 7,838,000 | 16,458,000 |
| Noninterest income | 833,000 | 1,732,000 |
| Noninterest expense | 4,531,000 | 8,960,000 |
| Provision for loan losses | 153,000 | 524,000 |
| Pretax income | 3,967,000 | 8,666,000 |
| Income tax | 300,000 | 600,000 |
| Net income | 3,667,000 | 8,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 77,278,000 | 78,278,000 |
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