Call reports 2024
CENTRAL STATE BANK — 2024
What CENTRAL STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 609,124,000 | 628,233,000 | 683,959,000 | 665,959,000 |
| Total loans | 390,438,000 | 410,148,000 | 422,354,000 | 438,921,000 |
| Allowance for loan losses | 5,152,000 | 5,178,000 | 4,884,000 | 5,338,000 |
| Securities available for sale | 74,822,000 | 71,735,000 | 97,080,000 | 94,313,000 |
| Securities held to maturity | 6,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,647,000 | 568,260,000 | 619,857,000 | 601,590,000 |
| Interest-bearing deposits | 415,710,000 | 423,329,000 | 476,038,000 | 465,379,000 |
| Noninterest-bearing deposits | 133,937,000 | 144,931,000 | 143,819,000 | 136,211,000 |
| Equity capital | 54,132,000 | 54,783,000 | 58,634,000 | 59,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,935,000 | 18,679,000 | 28,456,000 | 39,586,000 |
| Interest expense | 3,113,000 | 6,561,000 | 10,421,000 | 14,420,000 |
| Net interest income | 5,822,000 | 12,118,000 | 18,035,000 | 25,166,000 |
| Noninterest income | 934,000 | 1,602,000 | 2,397,000 | 3,270,000 |
| Noninterest expense | 4,097,000 | 8,416,000 | 11,895,000 | 16,838,000 |
| Provision for loan losses | 23,000 | 66,000 | 232,000 | 783,000 |
| Pretax income | 2,626,000 | 5,218,000 | 8,265,000 | 10,745,000 |
| Income tax | 250,000 | 511,000 | 709,000 | 654,000 |
| Net income | 2,376,000 | 4,707,000 | 7,556,000 | 10,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,066,000 | 61,596,000 | 63,351,000 | 65,538,000 |