Call reports 2022
CENTRAL STATE BANK — 2022
What CENTRAL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 485,209,000 | 493,680,000 | 528,384,000 | 539,729,000 |
| Total loans | 307,435,000 | 321,967,000 | 343,075,000 | 352,334,000 |
| Allowance for loan losses | 4,586,000 | 4,679,000 | 4,855,000 | 5,053,000 |
| Securities available for sale | 86,213,000 | 91,776,000 | 95,667,000 | 130,084,000 |
| Securities held to maturity | 25,000 | 21,000 | 19,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,572,000 | 445,507,000 | 482,666,000 | 490,485,000 |
| Interest-bearing deposits | 304,679,000 | 306,618,000 | 346,999,000 | 365,518,000 |
| Noninterest-bearing deposits | 131,893,000 | 138,889,000 | 135,667,000 | 124,967,000 |
| Equity capital | 44,029,000 | 42,439,000 | 40,740,000 | 44,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,901,000 | 9,993,000 | 15,676,000 | 22,289,000 |
| Interest expense | 271,000 | 549,000 | 927,000 | 1,919,000 |
| Net interest income | 4,630,000 | 9,444,000 | 14,749,000 | 20,370,000 |
| Noninterest income | 1,161,000 | 1,940,000 | 2,680,000 | 3,426,000 |
| Noninterest expense | 3,086,000 | 5,985,000 | 9,263,000 | 12,575,000 |
| Provision for loan losses | 277,000 | 390,000 | 622,000 | 905,000 |
| Pretax income | 2,428,000 | 5,009,000 | 7,544,000 | 10,316,000 |
| Income tax | 136,000 | 332,000 | 463,000 | 636,000 |
| Net income | 2,292,000 | 4,677,000 | 7,081,000 | 9,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,637,000 | 49,270,000 | 50,839,000 | 53,081,000 |