Call reports 2021
CENTRAL STATE BANK — 2021
What CENTRAL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 434,241,000 | 458,663,000 | 473,704,000 | 481,122,000 |
| Total loans | 269,014,000 | 278,286,000 | 275,939,000 | 300,037,000 |
| Allowance for loan losses | 4,134,000 | 4,195,000 | 4,257,000 | 4,365,000 |
| Securities available for sale | 66,555,000 | 77,471,000 | 80,395,000 | 96,493,000 |
| Securities held to maturity | 61,000 | 52,000 | 45,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,453,000 | 409,806,000 | 423,460,000 | 428,671,000 |
| Interest-bearing deposits | 274,717,000 | 289,610,000 | 296,457,000 | 295,369,000 |
| Noninterest-bearing deposits | 111,736,000 | 120,196,000 | 127,002,000 | 133,302,000 |
| Equity capital | 43,162,000 | 44,065,000 | 45,475,000 | 47,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,163,000 | 8,589,000 | 13,147,000 | 17,740,000 |
| Interest expense | 299,000 | 571,000 | 844,000 | 1,103,000 |
| Net interest income | 3,864,000 | 8,018,000 | 12,303,000 | 16,637,000 |
| Noninterest income | 689,000 | 1,393,000 | 2,170,000 | 3,084,000 |
| Noninterest expense | 2,555,000 | 5,220,000 | 8,098,000 | 11,187,000 |
| Provision for loan losses | 140,000 | 218,000 | 302,000 | 474,000 |
| Pretax income | 1,858,000 | 3,973,000 | 6,073,000 | 8,060,000 |
| Income tax | 101,000 | 263,000 | 370,000 | 494,000 |
| Net income | 1,757,000 | 3,710,000 | 5,703,000 | 7,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,131,000 | 43,111,000 | 44,595,000 | 47,430,000 |