Call reports 2020
CENTRAL STATE BANK — 2020
What CENTRAL STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 338,992,000 | 385,428,000 | 389,973,000 | 404,602,000 |
| Total loans | 222,300,000 | 245,414,000 | 249,884,000 | 255,980,000 |
| Allowance for loan losses | 3,529,000 | 3,802,000 | 3,871,000 | 3,998,000 |
| Securities available for sale | 53,198,000 | 55,045,000 | 56,138,000 | 60,495,000 |
| Securities held to maturity | 101,000 | 91,000 | 79,000 | 72,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,572,000 | 341,756,000 | 345,231,000 | 358,738,000 |
| Interest-bearing deposits | 228,651,000 | 243,417,000 | 245,278,000 | 258,235,000 |
| Noninterest-bearing deposits | 67,921,000 | 98,339,000 | 99,953,000 | 100,503,000 |
| Equity capital | 38,184,000 | 39,226,000 | 40,318,000 | 41,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,853,000 | 7,883,000 | 11,827,000 | 16,029,000 |
| Interest expense | 681,000 | 1,230,000 | 1,641,000 | 1,993,000 |
| Net interest income | 3,172,000 | 6,653,000 | 10,186,000 | 14,036,000 |
| Noninterest income | 546,000 | 1,109,000 | 1,721,000 | 2,461,000 |
| Noninterest expense | 2,256,000 | 4,549,000 | 7,000,000 | 9,572,000 |
| Provision for loan losses | 76,000 | 335,000 | 398,000 | 545,000 |
| Pretax income | 1,386,000 | 2,878,000 | 4,509,000 | 6,380,000 |
| Income tax | 91,000 | 200,000 | 300,000 | 405,000 |
| Net income | 1,295,000 | 2,678,000 | 4,209,000 | 5,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,980,000 | 37,583,000 | 38,718,000 | 40,165,000 |