Call reports 2019
CENTRAL STATE BANK — 2019
What CENTRAL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 321,981,000 | 322,693,000 | 328,298,000 | 330,753,000 |
| Total loans | 203,914,000 | 208,516,000 | 216,537,000 | 214,189,000 |
| Allowance for loan losses | 2,998,000 | 2,973,000 | 2,959,000 | 3,498,000 |
| Securities available for sale | 47,252,000 | 50,598,000 | 47,573,000 | 48,568,000 |
| Securities held to maturity | 319,000 | 307,000 | 296,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,355,000 | 283,983,000 | 288,384,000 | 289,615,000 |
| Interest-bearing deposits | 219,124,000 | 213,908,000 | 216,357,000 | 219,384,000 |
| Noninterest-bearing deposits | 65,231,000 | 70,075,000 | 72,027,000 | 70,231,000 |
| Equity capital | 34,087,000 | 35,020,000 | 35,840,000 | 37,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,605,000 | 7,403,000 | 11,279,000 | 15,179,000 |
| Interest expense | 638,000 | 1,331,000 | 2,039,000 | 2,744,000 |
| Net interest income | 2,967,000 | 6,072,000 | 9,240,000 | 12,435,000 |
| Noninterest income | 944,000 | 1,513,000 | 2,055,000 | 3,607,000 |
| Noninterest expense | 2,210,000 | 4,424,000 | 6,816,000 | 9,409,000 |
| Provision for loan losses | 258,000 | 301,000 | 345,000 | 881,000 |
| Pretax income | 1,443,000 | 2,860,000 | 4,134,000 | 5,752,000 |
| Income tax | 90,000 | 180,000 | 285,000 | 327,000 |
| Net income | 1,353,000 | 2,680,000 | 3,849,000 | 5,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,042,000 | 34,546,000 | 35,307,000 | 36,675,000 |
| Total capital | 36,701,000 | 37,350,000 | 38,081,000 | 39,529,000 |
| Risk-weighted assets | 212,358,000 | 224,161,000 | 221,774,000 | 227,645,000 |