Call reports 2018
CENTRAL STATE BANK — 2018
What CENTRAL STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 280,564,000 | 288,182,000 | 301,563,000 | 308,565,000 |
| Total loans | 199,874,000 | 203,290,000 | 198,957,000 | 198,062,000 |
| Allowance for loan losses | 2,818,000 | 2,904,000 | 2,970,000 | 2,993,000 |
| Securities available for sale | 44,705,000 | 42,636,000 | 43,646,000 | 45,932,000 |
| Securities held to maturity | 1,381,000 | 1,017,000 | 498,000 | 335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,219,000 | 253,191,000 | 265,719,000 | 271,312,000 |
| Interest-bearing deposits | 178,823,000 | 186,224,000 | 189,942,000 | 206,577,000 |
| Noninterest-bearing deposits | 67,396,000 | 66,967,000 | 75,777,000 | 64,735,000 |
| Equity capital | 30,784,000 | 31,256,000 | 31,752,000 | 33,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,174,000 | 6,466,000 | 9,791,000 | 13,282,000 |
| Interest expense | 328,000 | 718,000 | 1,195,000 | 1,753,000 |
| Net interest income | 2,846,000 | 5,748,000 | 8,596,000 | 11,529,000 |
| Noninterest income | 507,000 | 1,014,000 | 1,552,000 | 2,075,000 |
| Noninterest expense | 1,959,000 | 4,047,000 | 6,113,000 | 8,379,000 |
| Provision for loan losses | 122,000 | 181,000 | 274,000 | 309,000 |
| Pretax income | 1,272,000 | 2,534,000 | 3,761,000 | 4,916,000 |
| Income tax | 67,000 | 146,000 | 251,000 | 284,000 |
| Net income | 1,205,000 | 2,388,000 | 3,510,000 | 4,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,515,000 | 31,950,000 | 32,644,000 | 33,727,000 |
| Total capital | 34,076,000 | 34,742,000 | 35,393,000 | 36,320,000 |
| Risk-weighted assets | 204,604,000 | 223,224,000 | 219,674,000 | 207,034,000 |