Call reports 2017
CENTRAL STATE BANK — 2017
What CENTRAL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 257,971,000 | 258,539,000 | 263,384,000 | 275,003,000 |
| Total loans | 167,922,000 | 172,929,000 | 181,005,000 | 188,773,000 |
| Allowance for loan losses | 2,545,000 | 2,608,000 | 2,724,000 | 2,702,000 |
| Securities available for sale | 49,724,000 | 49,599,000 | 47,281,000 | 44,394,000 |
| Securities held to maturity | 1,756,000 | 1,700,000 | 1,667,000 | 1,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,753,000 | 225,567,000 | 229,640,000 | 240,879,000 |
| Interest-bearing deposits | 161,490,000 | 161,982,000 | 170,290,000 | 181,317,000 |
| Noninterest-bearing deposits | 64,263,000 | 63,585,000 | 59,350,000 | 59,562,000 |
| Equity capital | 28,833,000 | 29,416,000 | 29,937,000 | 30,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,634,000 | 5,476,000 | 8,377,000 | 11,451,000 |
| Interest expense | 250,000 | 510,000 | 776,000 | 1,080,000 |
| Net interest income | 2,384,000 | 4,966,000 | 7,601,000 | 10,371,000 |
| Noninterest income | 426,000 | 984,000 | 1,582,000 | 2,060,000 |
| Noninterest expense | 1,851,000 | 3,783,000 | 5,909,000 | 7,942,000 |
| Provision for loan losses | 83,000 | 175,000 | 288,000 | 387,000 |
| Pretax income | 876,000 | 1,992,000 | 2,986,000 | 4,102,000 |
| Income tax | 54,000 | 125,000 | 209,000 | 246,000 |
| Net income | 822,000 | 1,867,000 | 2,777,000 | 3,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,904,000 | 29,230,000 | 29,775,000 | 30,834,000 |
| Total capital | 31,115,000 | 31,508,000 | 32,147,000 | 33,308,000 |
| Risk-weighted assets | 176,560,000 | 181,932,000 | 189,424,000 | 197,689,000 |